Approachable Finance is one of the Top 100 IFA's in the country!

This has year has probably shown the highest rates of volatility in investments we have seen for the last 10 years. Volatility is the ‘degree of a trading price series as measured by the standard deviation of logarithmic returns’ which translated into ‘Yorkshire’ is how much your investments go up and down! Many existing clients are obviously concerned about the effects of Brexit next year however the markets this year have largely been affected by US companies (especially the technology companies) and the ‘bond’ market.

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Approachable Finance has moved offices!

Approachable Finance have recently acquired and moved into a new office – we are now situated on the main street of Cross Hills making it easier than ever to see our clients current and new.

Our new address is: 24 Main Street, Cross Hills BD20 8TF

If you are familiar with the Cross Hills area, then you probably have heard of the very succussful florist, Anne Russell, after 20 years of running the shop she decided it was time to retire and spend more time with family. We bought the shop from her and set about renovating the space into a modern and spacious office. 

The former florist looks different now as we opened the space by knocking down the middle supporting wall and blocked up the door behind The first picture below was taken before Christmas and the building needed time to 'settle' as the wall had probably been there for over 100 years! 

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Why reviewing your locum insurance IS a priority.

Having worked with practice managers for nearly 9 years in reducing insurance costs I have to admit that I am not envious of the challenges they face running or managing a modern medical practice. I am fortunate to have a good relationship with many who explain to me the different challenges they face, often to meet their budgets in an organisation where the 'goal-posts' are forever changing. One wonders whether this profession is becoming specialist in its own right and I wonder how long it will be before a University recognises this and creates a degree around the vocation?

However the downside of paddling furiously in any organisation is often things that 'roll over' for another year are often the 'small fish' to slip through the net and this is where as a financial professional I am concerned. More often or not a review of Surgery and Locum Insurance is seen as a low priority. Often passed to a part time member of staff or a deputy in a wish to clear desks for the most important areas. However in my opinion this results in false economy for the practice and ultimately the patients.

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Spreading the cost of payments for locum insurance.

We are now offering clients the ability to spread the costs of their insurance payments and locum insurance with Premium Credit Limited (http://www.premium-credit.co.uk).

For25 years Premium Credit Limited has helped businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium upfront.

Premium Credit Limited doesn’t just help businesses and individuals spread the cost of their insurance premiums, they also provide the finance to pay annual fees such as professional fees, membership subscriptions, commercial service charges and school fees. Premium Credit Limited has 2 million customers and has achieved advances of £3.7 billion in 2013, processing 25 million Direct Debits.

We are delighted therefore to work with the No.1 Insurance Premium Finance Company in the UK and Ireland.

Chris Dixon BSc (Hons) Dip PFS

Director Approachable Finance (Medical)