Optician locum insurance is not cheap. When you desperately need a locum optometrist for your practice in the UK you are looking at around £300 a day, so that’s £2,500 for a locum for a fortnight.
The problem with requiring locums is that, apart from pre-booked times such as holidays, you really have no idea when you would otherwise need one or for that matter for how long you would need one. If somebody in your practice goes sick, it might be for a short while, or it could be for weeks.
When you run a dental practice, there are probably only a very few people involved. Many practices only have two or three dentists, the practise nurses, and reception staff, and this means that there can be problems if someone goes sick. All right, if they have a cold and are off for two or three days you can probably manage to deal with that. If it is one of the dentists, that will mean that you have to contact all his or her patients over those few days and re-book their appointments. But you can probably manage.
In 2020 there were approximately 41,300 dental practitioners in the UK (https://www.statista.com/statistics/318885/numbers-of-dental-practitioners-in-the-uk/) and approximately 12,300 dental practices, so that equates to just over 3.35 dentists per practice. Thus, the average practice does not have a huge number of staff running it. Obviously, each dentist needs a nurse, and some practices may also have a dental hygienist as well. Add in a couple of receptionists, and that adds up to around ten or a dozen people in all.
If you are in the business of operating a pharmacy, one of the issues that you have to deal with is that of staff being away from work. This can be for one of several reasons, such as holidays, sickness, accident, time off caring for a family member who is unwell, maternity or paternity benefit, getting stuck overseas (especially in view of the constant changing of traffic light colours by the government), having to self-isolate in a hotel for ten days after returning from abroad, and more.
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