When you need to employ an optician locum practitioner for your practice, it’s vital you still cover your costs in such an instance. This includes unforeseen circumstances such as staff sickness.
That’s why we provide fully comprehensive optician locum insurance to protect your practice against any circumstances that may impact it financially.
Our knowledge, market connections and skills can help you find the best insurance for your needs.
The Approachable Locum Insurance policy provides cover to reimburse your costs should you need to employ a Locum due to the unexpected absence of one of your regular practice members.
As medical insurance specialists, we know only too well the impact different sets of circumstances can have upon your optician practice. Being without adequate staffing cover, for whatever reason, can be stressful. Not only does it impact workload, but can potentially impact your practice financially.
Our flexible locum insurance packages allow practices to tailor the type of cover required to meet the financial implications of a wide range of eventualities that cause staff absences. As experienced specialist brokers, we can advise you and help you arrange the most appropriate optician locum insurance coverage for your practice. We will also take care of things for you should you need to subsequently make a claim.
What’s Covered?
Policies typically include the following cover for insured members:
- Accident or illness anywhere in the world
- Medical and Hospital Expenses
- Funeral Expenses
- Personal Effects
- Jury Service
- Compassionate Leave Expenses
- Paternity Benefit
- Suspension Cover
- Revalidation
- Delayed Return from Holiday
You can tailor your cover to protect yourself or your practice against any such eventualities.
Also, you may find that you need to take on a locum practitioner for your practice to cover a staff vacancy. Job vacancy site Indeed found in 2019 that optometrists roles are the most difficult to fill in the UK. Indeed reported that 68.79% of optometrist vacancies posted on its site stayed vacant for 60 days or more.
If your practice is struggling to fill a vacancy and needs locum cover. As a result, we can help you protect yourself against such a possibility.
Key Features of the policy include:
- High financial strength underwritten by Lloyds of London one of the most prominent insurance companies in the world.
- A 12 months pre-existing condition clause. To our knowledge this is the best on the market given our competitors either have a 2 or 3 year pre-existing condition clause (no claim can be made on a pre-existing condition during that time).
- A ‘continuation option’, meaning that the policy will not be cancelled, restricted or declined at renewal as a result of claims or on the grounds of variations in health of an insured person.
- Full 52 weeks payout. This means that if the defer (delay period) was 4 weeks the policy would pay for 52 weeks up to week 56 (our competitors tend to pay up to week 52 so for 48 weeks).
- No ‘admin charges’ or ‘broker charges’ that are associated with other policies on the market.
Why Choose Us?
We’re specialists who have in-depth knowledge of our subject matter: providing insurance and advice for optician practices in the UK. You can talk to us about the precise needs of your practice so that we can tailor a policy to your needs. It’s why we’re called the Approachable Locum Insurance.
Finding the right policy can be a daunting prospect, whether you’re an established practice or just setting out for the first time. Approachable Locum Insurance walks you through the entire process. It ensures all the details are taken care of so that taking out insurance for your practice is not a headache.
We take pride in the fact that we’re an independent specialist insurance provider. It means we can be impartial and provide your practice with a long-term optician locum insurance policy that suits your needs.
Buying Locum Insurance
We can furnish you with an initial quote within minutes, including a few details about the type of cover you will receive with us. All you have to do is either contact us by email at info@locuminsurance.co.uk, call us on 0345 3503655 or obtain an optician locum insurance quote online.
Whichever method you prefer, one of our knowledgeable team members will talk through the quote and ensure it covers all the circumstances and situations that suit your practice, including your all-important budget.
Contact us today to find out more details about how we can help you protect yourself and your practice.
