What Does Such a Policy Cover?

Take out a physiotherapists locum insurance cover through Approachable Locum Insurance. It will give you the peace of mind you need. Our policies typically include the following cover for insured members:

Key Features of the policy include:

• High financial strength underwritten by Lloyds of London one of the most prominent insurance companies in the world.
• A 12 months pre-existing condition clause. To our knowledge this is the best on the market given our competitors either have a 2 or 3 year pre-existing condition clause (no claim can be made on a pre-existing condition during that time).
• A ‘continuation option’, meaning that the policy will not be cancelled, restricted or declined at renewal as a result of claims or on the grounds of variations in health of an insured person.
• Full 52 weeks payout. This means that if the defer (delay period) was 4 weeks the policy would pay for 52 weeks up to week 56 (our competitors tend to pay up to week 52 so for 48 weeks).
• No ‘admin charges’ or ‘broker charges’ that are associated with other policies on the market.

Regardless of whether you’re running an extensive practice or working as a stand-alone practitioner, the unexpected still happens. This can include accidents and injuries in the workplace or significant life events.

Our physiotherapist’s locum insurance provides you with permanent peace of mind and protection for unforeseen circumstances that can impact busy healthcare professionals.

Why Choose Approachable Locum Insurance?

Our clients come to us because we’re independent, we’re experts in our field, and we offer friendly advice and equally friendly prices.

As an independent insurance provider, we take an honest approach so that we can provide you with a long-term physiotherapist locum insurance solution that’s tailored to your needs.

Our expertise comes from many years of experience in providing tailored insurance policies for medical professionals. This includes our work as an IFA (Independent Financial Adviser) and with Wesleyan Medical Sickness and BMA Services.

We offer friendly and impartial advice to our customers. We believe that our work is a reflection of our name, and we take pride in providing our customers with the best policies in the market.

In the event you have to make a claim, we’ll give you all the help you need so that the process isn’t stressful, or too time-consuming.

Getting a Quote Is Easy

All you need to do in the first instance is either give us a call on 0345 3503655 and tell us what type of coverage you’re looking for.

Alternatively, send us an email to info@locuminsurance.co.uk, and we can either call you at a time that suits you or send you an initial quote. Suppose you prefer to just obtain a quote online. In that case, you’ll receive an initial quote within minutes, and we can then work out the finer details with you either on the phone or by email. You choose.