Approachable Locum Insurance aims to provide affordable locum insurance to vets and their practice staff with minimal limitations. We allow vet practices to protect and invest in their services instead. Approachable’s team of financial consultants tailor policies to the needs of your practice. They’ll take the time to understand your needs and help you choose the systems that best suit your day to day operations.
We care about your practice and your clients, which is why we feature a pre-existing clause of only 12 months. The industry standard for these clauses is two to three years, which often makes it difficult for new practices to get covered and receive the financial support they need. Choose Approachable Vet Locum Insurance if you are a new vet with a small team. Our financial strength is underwritten by Lloyds of London, so you can be confident in the security we provide.
Our policies also come with continuation options. If the health of one of the insured members of your staff changes, this will not be ground for us to cancel, decline, or restrict your policy. Approachable Locum Insurance is here to support you, no matter what life throws at you.
Why Do I Need Locum Insurance?
Running a vet practice can quickly become stressful and busy when your services are in demand. The absence of even a single staff member could slow your work down considerably and make it hard for you to provide treatment to beloved animal companions. Everyone gets ill sometimes, but when they do, you might need extra assistance. Our Vet Locum Insurance, is designed to flexibly cover you in the case of absence.
With Locum Insurance, you will be able to quickly respond to unexpected absences by hiring a locum or investing in extra help in the front of the house. We respond to claims rapidly, so your unexpected additional expenses and costs are covered.
Choosing the Best Locum Insurance for Your Veterinarian Clinic
How does your clinic currently handle staff absences? What costs often arise when someone is away on sick leave? Think about your current processes and what could be improved in an ideal scenario. We can tailor our policies to fit your contingency plans.
If you can afford deferment during absences, we can offer a cheaper policy. Alternatively, Approachable Locum Insurance can provide cover from the first day a staff member can’t come to work.
What does Vet Locum Insurance Cover?
Our locum insurance for veterinarians covers a wide range of absences. Reasons could include illness and injury, bereavement, jury service, paternity benefits, suspension cover, and late holiday returns.
We offer extra support and security for your staff in difficult times. Our policies include cover for funeral expenses as well as medical and hospital bills, so you can be there for your team when the unexpected strikes.
Get Covered today
Get in touch today for a consultation with our financial advisors. Approachable Locum Insurance can help you find the policies you need for your Veterinarian Clinic to run smoothly and without disruption. There are no admin or broker chargers, so don’t hesitate to get in touch with any questions you have!
Policies typically include the following cover for insured members:
- Accident or illness anywhere in the world
- Medical and Hospital Expenses
- Funeral Expenses
- Personal Effects
- Jury Service
- Compassionate Leave Expenses
- Paternity Benefit
- Suspension Cover
- Revalidation
- Delayed Return from Holiday
Key Features of the policy include:
- High financial strength underwritten by Lloyds of London one of the most prominent insurance companies in the world.
- A 12 months pre-existing condition clause. To our knowledge this is the best on the market given our competitors either have a 2 or 3 year pre-existing condition clause (no claim can be made on a pre-existing condition during that time).
- A ‘continuation option’, meaning that the policy will not be cancelled, restricted or declined at renewal as a result of claims or on the grounds of variations in health of an insured person.
- Full 52 weeks payout. This means that if the defer (delay period) was 4 weeks the policy would pay for 52 weeks up to week 56 (our competitors tend to pay up to week 52 so for 48 weeks).
- No ‘admin charges’ or ‘broker charges’ that are associated with other policies on the market.
