• 1
  • 2

Vets Locum Insurance Key Features

The Approachable Finance Locum Insurance policy provides cover to reimburse your costs should you need to employ a Locum due to the unexpected absence of one of your regular practice members

Our flexible locum insurance packages allow practices to tailor the type of cover required to meet the financial implications of a wide range of eventualities that cause staff absences.

Policies typically include the following cover for insured members:

  • Accident or illness anywhere in the world
  • Medical and Hospital Expenses
  • Funeral Expenses
  • Personal Effects
  • Jury Service
  • Compassionate Leave Expenses
  • Paternity Benefit
  • Suspension Cover
  • Revalidation
  • Delayed Return from Holiday

Key Features of the policy include:

  • A 100% claims payment history through this agency.
  • High financial strength underwritten by Lloyds of London one of the most prominent insurance companies in the world.
  • A 12 months pre-existing condition clause. To our knowledge this is the best on the market given our competitors either have a 2 or 3 year pre-existing condition clause (no claim can be made on a pre-existing condition during that time).
  • A ‘continuation option’, meaning that the policy will not be cancelled, restricted or declined at renewal as a result of claims or on the grounds of variations in health of an insured person.
  • Full 52 weeks payout. This means that if the defer (delay period) was 4 weeks the policy would pay for 52 weeks up to week 56 (our competitors tend to pay up to week 52 so for 48 weeks).
  • No ‘admin charges’ or ‘broker charges’ that are associated with other policies on the market.


Our tailored Vets Locum Insurance packages provide cover for vets and practice staff.

Get A Quote


The Approachable Finance Locum Insurance policy has been written specifically for the medical sector and we are proud to boast a 100% claims payment history.

Chris Dixon, Director, Approachable Finance

Locum Insurance Advice

Locum Insurance FAQs

Request a Call Back

Other Financial Services for Veterinary Professionals

Veterinary Practice

Dental Practice Insurance

Vets Practice Insurance for buildings, contents and equipment.

About Vets Practice Insurance

Financial Advice
for Vets

Financial Advice for Dentists

Expert Independent Financial Advice for Vets and Veterinary Professionals

Financial Advice

Mortgage Advice
for Vets

Dentists Locum Insurance

Tailored mortgage solutions to help repay your mortgage as soon as possible

Mortgage Advice

Friendly Advice

Why not talk to us for an independent and honest approach to Vets Locum and Practice Insurance.

Request a Call Back

Free Review

Do you want to do more with your savings and pension? Get the ball rolling with a free financial review.

Free Review