Locum Insurance for Medical Professions

Benefits of locum insurance for GP partners

At Approachable Locum Insurance we provide locum insurance cover to reimburse your costs should you need to employ a Locum (GP’s, dental practice etc.) due to the unexpected absence of one of your regular practice members.

Our flexible locum insurance packages allow medical practices to tailor the type of cover required to meet the financial implications of a wide range of eventualities that cause staff absences especially GP’s since it is very expensive to employ a Locum for a GP.

Our mission is to save medical practices (GP’s, dentist, Vets, opticians, pharmacists, physiotherapist) money on locum insurance without compromising cover, enabling reinvestment in care provision. We are financial consultants not sales people and we will be ethical and fair at all times in the advice we give and the services we provide.

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Important information to help you understand the full details of your Locum insurance policy and ensure you have the right cover.

Our Blog contains news, comments and opinions concerning changes across the financial sector and how they may affect your finances.

As specialist financial advisors we are able to compare and contrast all locum and practice insurance plans without ‘bias’.

Understanding Locum Insurance and Sickness Absence Funding

When a member of your practice is absent, it can be stressful and expensive. Especially if they are away for a prolonged period of time. In these situations, a significant strain is put on the rest of your practice or organisation, and this can sometimes reduce the level of care you are giving to your patients.

In some cases, not having enough staff on hand to support the day-to-day running of operations can cause other individuals to burn out and get sick, which leads to further illnesses and absences.

One of the best ways to avoid this cycle is to make sure you have appropriate locum insurance and sickness absence funding, so that your practice is able to cover the increased cost of working without your full team.

What is a Locum?

A locum, or locum tenens, is someone who temporarily fulfils the duties of another.The term is especially used for physicians but is sometimes used in other professions. This individual will step in when a hospital, practice or other medical organisation is short-staffed.

Many of these locums will be provided through private agencies, but they will have specific agreements in place with the NHS and will still be governed by the same regulatory bodies as other doctors who have full time positions.

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