Practice Index Approved Supplier
Reviews and Ratings for Financial adviser Chris Dixon, Bradford

Locum Insurance for Medical Professions

  • For Doctors

    GPs and Medical Practice Staff Read More
  • For Dentists

    And Dental Practice Staff Read More
  • For Vets

    And Veterinary Surgery Staff Read More
  • For Physios

    And Physiotherapy Clinic Staff Read More
  • For Opticians

    And Clinic Staff Read More
  • For Pharmacists

    And Pharmacy Staff Read More
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Protection for
You + Your Staff

At Approachable Finance (Medical) we provide locum insurance cover to reimburse your costs should you need to employ a Locum due to the unexpected absence of one of your regular practice members.

Our flexible locum insurance packages allow medical practices to tailor the type of cover required to meet the financial implications of a wide range of eventualities that cause staff absences.

Our mission is to save medical practices money on locum insurance without compromising cover, enabling reinvestment in care provision. We are financial consultants not sales people and we will be ethical and fair at all times in the advice we give and the services we provide.

Getting the Best Policy
For Your Practice

Cover for
Doctors

Our tailored locum insurance packages provide cover for doctors and medical practice staff.

Information About the Cover Available

Cover for
Dentists

Our tailored Dentist Locum Insurance packages provide cover for dentists and practice staff.

Information About the Cover Available

Cover for
Vets

Our tailored Vets Locum Insurance packages provide cover for vets and veterinary practice staff.

Information About the Cover Available

Cover for
Physiotherapists

Our tailored Physiotherapists Locum Insurance packages provide cover for physios and their staff.

Information About the Cover Available

Cover for
Opticians

Our tailored Opticians Locum Insurance packages provide cover for opticians and practice staff.

Information About the Cover Available

Cover for
Pharmacists

Our tailored Pharmacist Locum Insurance packages provide cover for pharmacists and their staff.

Information About the Cover Available

Frequently Asked Questions

Important information to help you understand the full details of your Locum insurance policy and ensure you have the right cover.

Locum Insurance FAQs

Approachable Finance Blog

Our Blog contains news, comments and opinions concerning changes across the financial sector and how they may affect your finances.

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Company Information

As specialist financial advisors we are able to compare and contrast all locum and practice insurance plans without 'bias'.

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Latest Blog Posts

New Year New Protection

A new year often means that you are setting yourself goals to achieve in the coming year and in financial planning it is important that your family is looked after if anything should happen to you. If you are in a couple and have kids, the focus should be on whether both incomes would still be required if either party was to pass away or become seriously ill?

All ‘protection planning’ should be bespoke to an individual’s circumstances. The three main covers are life and/or critical illness that tend to pay a tax-free lump sum and income protection that pays out an income if you cannot work due to accident or illness.  A general rule of thumb is to take out life and/or critical illness cover for any mortgages you may have, to make sure your house is paid for. However often this is insufficient in itself as it does not take into account how the running costs are to be met by continuing to live there.

It is also important to make sure any pensions have a completed ‘Nomination of Beneficiaries Form’ so that benefits are paid to the correct person on death. As a general rule all of the above should be covered off within a Will.

Change to NHS ‘Top-up’ Sickness Reimbursement and Locum Insurance

NHS England currently provides practices with basic cover for GP’s that are off sick. If a GP is away from the practice due to illness for more than two weeks and the practice provides invoices showing the cost of cover for him/her, these costs should be met by the NHS.

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